Related to: "What do I need to do a mortgage credit simulation?"

Sala em obras com ferramentas, escadote e materiais de construção usados em remodelação.
Home Improvement Loan

Need to make changes to a house? Discover personal credit for renovations.

Are you going to buy a property that needs renovations? Or just improve a house you already own? In any case, there is a solution: personal credit for works. It is a simple financing that can be contracted digitally. Learn how it works.

04 Sep 20234 min

Prestação da casa indexada à Euribor a três meses descerá em dezembro e janeiro
Mortgage Credit Renegotiation

House installment linked to 3-month Euribor will decrease in December and January.

For those who have contracted the three-month Euribor on their variable rate mortgage, in December and January they will begin to feel a slight reduction in the monthly installment they pay. This is because interest rates have already reached the maximum limit. Understand better when each term begins to impact the house payment.

27 Dec 20233 min

Use (e abuse) destes simuladores para poupar no seu crédito habitação
Credit intermediation

Use and abuse these simulators to save on your home loan.

Found your perfect home and need to hire a housing credit? Or are you stuck with Euribor and want to change the conditions of your current housing credit? Poupança no Minuto offers two simulators to find the ideal solutions for you.

28 Feb 20243 min

Casal feliz sentados a assinar contrato de crédito habitação em mesa
Housing Credit Acquisition

Can I choose the mortgage before choosing the house?

Is it possible to start dealing with home loan before choosing the property? The answer is yes! Find out how, right away.

15 May 20246 min

Cozinha de casa simbolizando crédito habitação
Housing Credit Acquisition

Need a home loan? Find the best without hassle and cost-free.

If you are looking for a housing loan, know that it is possible to find the best on the market for you, without any hassle or cost. Understand how a credit intermediary like Poupança no Minuto can help you.

11 Jun 20243 min

Simular crédito habitação: Como fazer e de que precisa
Housing Credit Acquisition

Simular crédito habitação: Como fazer e de que precisa

Antes de pedir um crédito habitação, o primeiro passo é fazer uma simulação. Esta etapa permite perceber quanto vai pagar por mês, que taxas se aplicam e quais são as melhores condições. Saiba como simular crédito habitação da forma certa.

23 Jul 20253 min

O que deve fazer antes de comprar casa?
House Purchase

What should you do before buying a house?

Want to buy a property and don't know the steps to follow in the process? In this article, we explain three phases that you must go through before buying a house, and how credit intermediaries can help.

11 Aug 20233 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Learn how to analyze a credit proposal

When buying a house with a mortgage, you may come across confusing terms. If you have started the process and the bank has given you a sheet called FINE, understand its purpose and how to analyze it.

11 Aug 20235 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Um casal sentado numa mesa em frente ao computador. A imagem visa representar a procura de casa
House Purchase

House hunting: Where to start?

Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.

11 Aug 20236 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

11 Aug 20234 min

Fila de casas vitorianas coloridas com prédios modernos ao fundo, num dia ensolarado.
Mortgage Credit Transfer

Is the transfer of home credit free of charge?

With the rise in interest rates, the difficulty in paying the monthly installments of housing credit is greater. Therefore, it is important to look for savings solutions in credit, such as transferring it. Learn how this process works, and if it has costs.

11 Aug 20234 min

Três suportes cilíndricos lilás em diferentes alturas, sobre fundo lilás minimalista.
Housing Credit Acquisition

Mortgage credit: Fixed, mixed, or variable interest rate?

The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?

11 Aug 20237 min

Vista aérea de bairro residencial com casas alinhadas e ruas organizadas.
Housing Credit Acquisition

Mortgage credit glossary.

Are you going to take out a mortgage to buy your house? Know that throughout the process, you may come across confusing terms. We have prepared a glossary on mortgage credit to help you understand everything.

11 Aug 202310 min

Seta amarela para baixo, simbolizando a descida da prestação mensal após a consolidação dos créditos.
Personal Consolidated Credit

What does consolidating debts mean?

The sudden loss of income or an increase in interest rates can lead to situations of defaulting on loan payments. Consolidating loans is an option that can provide immediate savings. How does it work?

11 Aug 20234 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.