We help people save
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Clear, fast, and personalised credit and insurance solutions.
What can we do for you?
Acquisition
Transfer
New Credit
Consolidated
Insurance
What our clients say
rui ribeiro
29 January 2026
R&R Party
30 June 2026
Tony Santos
29 June 2026
henrique gonçalves
25 June 2026
How we save time for those who want to save money
Send Us Your Documentation
After sharing your documents, we will analyse and present you with the best credit and insurance proposals, completely adapted to your needs.
Relax, We Handle Everything
Once you choose the solution you like best, we take care of the entire process for you. From negotiations with banks and insurers to the conclusion of the contract.
Sign and Start Saving
Simple and fast, your credit or insurance will be ready in no time. You will only need to sign the final contract and start saving immediately!
All this, at no cost
This entire service is free for you, as our commission is paid by partner banks and insurers. Total transparency, no hidden costs.
Save more by saving here
Save time
We find, quickly and efficiently, the best credit and insurance proposals, adapted to your needs. With us, you save time and secure the ideal conditions.
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Agent always available
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Clear and concise explanations
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Experts who simplify your journey.
Save frustrations
Our transparency ensures you always find the best conditions, without surprises. Know everything you need in a clear and honest way.
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Transparent credit conditions
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Impartial and honest opinions
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Total honesty in each proposal
Save headaches
We handle the entire research and negotiation process. While we deal with the details, you can dedicate your time to what really matters. Leave the stress with us!
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Close and personalised relationship
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Clear and empathetic communication
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Exclusive follow-up
Save obstacles
We offer credit and insurance solutions adapted to your life. Whatever your profile or need, we always have a proposal that fits perfectly.
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Plans adjusted to your reality
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Flexible and personalised proposals
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Solutions that accompany each stage of life
Savings
"Poupança no Minuto: Apps, cashback, and discounts for dining out in 2026"
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Guia Seguro de Vida Habitação: O que os bancos não explicam
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Arriving in Portugal with a job offer in hand is an excellent starting point, but the initial bureaucracy can...
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Saving money at the supermarket in 2026: strategies to combat inflation.
Going to the supermarket without planning often results in buying inflated products. Learn daily practical and...
Mortgage Credit
When and why should you transfer your mortgage credit? Poupança no Minuto has the answer.
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Defensive investment in 2026: deposits, certificates, and alternatives.
In a scenario of unstable interest rates, Portuguese families are looking for safe havens to protect their sav...
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Will it be harder to buy a house? Bank of Portugal reduces debt-to-income ratio to 45%.
The maximum effort rate, technically known as DSTI (Debt Service-to-Income), has been reduced from 50% to 45%....
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Tolls in 2026: increases, exemptions, and tricks to save on travel with Poupança no Minuto.
The year 2026 brought significant changes for those driving on Portuguese highways. From general price increas...
Real estate
What are the deadlines for reporting a lease?
Terminating a lease contract before the end of the term is possible by complying with certain notice periods t...
Savings
Guide to help your child build savings.
Financial literacy is not only taught in schools. Helping children manage their own money and understand the v...
Savings
Security fund: build a financial cushion in 2026.
The sudden breakdown of the car, a dental health issue, or an unexpected job loss have something in common: th...
Insurance
Life insurance for mortgage credit: how to lower the installment amount.
Many people are unaware that a significant portion of their mortgage payment goes towards life insurance, not...
Savings
Complete guide to getting a personal loan in 2026.
Consumer financing is a useful solution to fulfill projects or solve emergencies. However, lack of planning an...
Talk to an agent now
Want to know more? Talk to one of our agents to clarify any doubts and discover the perfect solution for you.
Call to national landline | Monday to Friday, 9am to 7pm.