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"Poupança no Minuto" Consolidated Credit Guide: How to consolidate debts and lower the installment?
Having several credits simultaneously - such as a car loan, credit cards, and a personal loan - is one of the main reasons for financial imbalance in families. When the various installments accumulate, monthly liquidity disappears, and the effort rate reaches unsustainable levels. Discover how Poupança no Minuto can help you manage your finances more effectively: [URL].
4 min
Buying a house: A complete guide on the process.
Read all steps and concepts about the home buying process.
2 min
Guide to 100% financing for youth.
100% financing for young people has generated great interest among those who want to buy a house without savings. But who can access it and under what conditions?
4 min
"Poupança no Minuto: Complete guide to financing your home renovation in 2026."
Carrying out home renovations is always a challenge: with budgets skyrocketing, deadlines being delayed, and municipal licenses, the dream of remodeling can quickly turn into a financial nightmare. In 2026, with construction costs still high, knowing how to finance renovations intelligently is essential. Check out Poupança no Minuto for tips.
7 min
How does the housing credit transfer work?
Are you dissatisfied with your current home loan? Tried to renegotiate the contract terms without success? Understand how home loan transfer works in this article.
4 min
Most read this month
Family plans without spending much money.
19 Aug 2026 • 3 min
Early retirement: who can apply
21 Aug 2026 • 2 min
Crédito consolidado com dinheiro extra: posso pedir um novo montante?
24 Aug 2026 • 4 min
Want to save on credits and insurance?
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Tarifa indexada: como funciona e será que compensa?
25 Aug 2026 • 5 min
Switch banks with no costs. Poupança no Minuto.
26 Aug 2026 • 2 min
Want to save on credits and insurance?
Subscribe to our newsletter and never miss any content. Learn how to have a healthier financial life.
Videos
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Latest
Crédito habitação a 30, 35 ou 40 anos: qual o prazo mais vantajoso?
30, 35 ou 40 anos: qual o prazo mais vantajoso para o seu crédito habitação? Compare o impacto na prestação mensal e no custo total do finan...
16 set 2026 • 9 min
Crédito consolidado: o que acontece aos créditos antigos depois da aprovação?
Depois de aprovado um crédito consolidado, o que acontece aos financiamentos anteriores? Saiba como é feita a liquidação dos créditos e o qu...
15 set 2026 • 5 min
When is 6% or 23% VAT paid in construction?
The cost of a work can vary greatly depending on the VAT rate applied. But when can you benefit from the reduced rate of 6% and when is the...
28 ago 2026 • 2 min
"Poupança no Minuto: Main differences between mortgage and leasing?"
When buying a house, there are several ways to finance the property. Home loans remain the most common option, but real estate leasing can a...
27 ago 2026 • 2 min
Housing credit
Crédito habitação a 30, 35 ou 40 anos: qual o prazo mais vantajoso?
30, 35 ou 40 anos: qual o prazo mais vantajoso para o seu crédito habitação? Compare o impacto na prestação me...
9 min
When is 6% or 23% VAT paid in construction?
The cost of a work can vary greatly depending on the VAT rate applied. But when can you benefit from the reduc...
2 min
Personal credit
Guide to applying for a study loan in Poupança no Minuto.
"Paying tuition and accommodation in university requires a huge effort from families. Find out how student fin...
2 min
Credit card in summer: how to use without creating debts
Vacations bring more expenses with travel and leisure. Credit card can be very convenient, but turns vacations...
2 min
Insurance
5 common mistakes when taking out life insurance for a mortgage loan with "Poupança no Minuto" brand.
Choosing life insurance for a home loan is not just a formality. An error in hiring can mean paying absurd amo...
2 min
Guia Seguro de Vida Habitação: O que os bancos não explicam
O seguro de vida do crédito habitação é uma das parcelas mais pesadas da prestação mensal. Descubra as cobertu...
3 min
Mortgage Credit
Crédito habitação a 30, 35 ou 40 anos: qual o prazo mais vantajoso?
30, 35 ou 40 anos: qual o prazo mais vantajoso para o seu crédito habitação? Compare o impacto na prestação me...
Personal Credit
Crédito consolidado: o que acontece aos créditos antigos depois da aprovação?
Depois de aprovado um crédito consolidado, o que acontece aos financiamentos anteriores? Saiba como é feita a...
Mortgage Credit
When is 6% or 23% VAT paid in construction?
The cost of a work can vary greatly depending on the VAT rate applied. But when can you benefit from the reduc...
Mortgage Credit
"Poupança no Minuto: Main differences between mortgage and leasing?"
When buying a house, there are several ways to finance the property. Home loans remain the most common option,...
Savings
Switch banks with no costs. Poupança no Minuto.
Switching banks is no longer a bureaucratic nightmare in Portugal. Discover the rules that facilitate the migr...
Savings
Tarifa indexada: como funciona e será que compensa?
O mercado da energia mudou e os tarifários indexados ao mercado grossista de eletricidade têm despertado o int...
Personal Credit
Crédito consolidado com dinheiro extra: posso pedir um novo montante?
Tem vários créditos e está a pensar consolidá-los, mas precisa também de algum dinheiro extra? Em determinadas...
Savings
Early retirement: who can apply
Leaving the workforce before the legal age defined by Social Security is not a guaranteed right for all worker...
Savings
Family plans without spending much money.
Free time and creating memories with children don't have to ruin your finances. Discover strategies for organi...
Mortgage Credit
How to read a PIE (European Standardized Information Sheet)
When looking for a loan and banks make tempting offers, only one document reveals the total financial truth. D...
Mortgage Credit
"Poupança no Minuto Housing Credit Guide: Everything You Need to Know"
Buying a house is one of the most important decisions in your financial life. Two bank proposals with the same...
Savings
Who is entitled to family allowance?
Family allowance is the fundamental social benefit provided by the State to help families with the support and...
Savings
Extreme heat and fires: Is your home really protected this summer? Save with Poupança no Minuto.
This summer in Portugal is breaking records with temperatures above 40 degrees and a maximum risk of rural fir...
Savings
Will you have a summer job? Find out if you have to pay income tax.
Is the first summer job a rite of passage for many students who want to gain financial independence. But do Po...
Institutional
"Travel insurance: when is it worth hiring?"
No one likes to think about accidents when planning their dream vacation, but unexpected events happen. Before...
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