Related to: "Savings rate in the eurozone increases, but investment rate slows down."

Household saving rate in the eurozone reaches record value in three years.

The savings rate of European families increased again in the first quarter of 2024, after three years.

Savings rate in Portugal was the fastest growing in the 1st quarter.

The savings of Portuguese families in the 1st quarter grew more than those of families in the eurozone and European Union. Check out the numbers below.

Present

Household savings rate increases by 0.6 percentage points in the 2nd quarter.

Portuguese savings rate increased from 9.2% to 9.8% in the second quarter of 2024. Check the numbers disclosed.

Present

Household savings rate increases from 10.1% to 10.7% in the 3rd quarter.

Families' savings rate increased from 10.1% to 10.7% in the 3rd quarter, a 0.6 percentage points rise, according to the INE.

Present

Taxa de poupança das famílias desce ligeiramente no 1.º trimestre de 2025

A taxa de poupança das famílias recuou 0,1 pontos percentuais no 1.º trimestre de 2025, para 12,4%.

Credit intermediation

Mortgage credit intermediaries - What are they and why use these services?

If you are thinking of buying a house or getting credit to achieve another personal goal like buying a car or a trip, you have certainly come across the term "credit intermediaries". But what are credit intermediaries? What do they do?

House Purchase

What should you do before buying a house?

Want to buy a property and don't know the steps to follow in the process? In this article, we explain three phases that you must go through before buying a house, and how credit intermediaries can help.

Housing Credit Acquisition

FINE: Learn how to analyze a credit proposal

When buying a house with a mortgage, you may come across confusing terms. If you have started the process and the bank has given you a sheet called FINE, understand its purpose and how to analyze it.

Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

House Purchase

House hunting: Where to start?

Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.

Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

Housing Credit Acquisition

Mortgage credit glossary.

Are you going to take out a mortgage to buy your house? Know that throughout the process, you may come across confusing terms. We have prepared a glossary on mortgage credit to help you understand everything.

Personal Consolidated Credit

What does consolidating credit mean?

The sudden loss of income or an increase in interest rates can lead to situations of defaulting on credit payments. One option to provide immediate savings is credit consolidation. How does it work?

Housing Credit Acquisition

Pre-approval of mortgage credit: What comes next?

The mortgage credit process goes through several stages, starting with sending documents to the bank. Next, the bank needs to evaluate if the credit holders have the conditions to proceed, and only then is the credit pre-approved. But what comes next?

Housing Credit Acquisition

What does the spread represent in mortgage credit?

Are you going to hire a housing loan and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Learn how spread works so that you have a rate tailored to your portfolio.