Articles sur:

Second Home
Casa de férias: Como comprar a sua casa de sonho
Housing Credit Acquisition

Holiday home: How to buy your dream house.

Having a vacation home can be more affordable than you think. Find out the steps and precautions to take to make this wish come true.

16 May 2025 • 3 min

Casa moderna com piscina de borda infinita, evocando a ideia de uma casa de férias, ideal para ilustrar o conceito de segundo crédito habitação para comprar uma nova propriedade.
Housing Credit Acquisition

Is it possible to buy a vacation home with a second mortgage from the bank?

Already have a housing loan and want to buy another house? Know that it is possible, but the process requires extra care.

16 May 2025 • 2 min

Porque o limite de financiamento difere consoante a finalidade da habitação?
Housing Credit Acquisition

Why does the financing limit differ depending on the purpose of housing?

Currently, there are limits applied to mortgage loans, but they differ depending on the purpose given to the property. What is the reason for this differentiation? Read the explanation from the Bank of Portugal (BdP) below.

30 Apr 2024 • 3 min

Ovo cor-de-rosa em destaque sobre uma plataforma curva, separado de dois ovos roxos, num fundo roxo.
Housing Credit Acquisition

What is the difference between permanent and secondary own housing in credit?

When you apply for a home loan, the conditions proposed by the bank will differ depending on the purpose you give to the property: primary residence or secondary. Understand the difference between the two and the financing conditions for each.

08 Apr 2024 • 3 min

Estetoscópio junto a um computador portátil, simbolizando a contratação de seguros online
Insurance Mediation

Can I hire insurance online?

Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.

13 Dec 2023 • 4 min

Terraço com espreguiçadeiras e mesa de madeira voltado para o mar.
Housing Credit Acquisition

Second home loan: How does it work?

Buying a vacation home to invest or rent through a second home loan is possible. But in which cases is it allowed and how does a secondary housing loan work?

10 Aug 2023 • 4 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Intermédiaire de Crédit inscrit auprès de la Banque de Portugal avec le nº 0006860

Financefy - Mediação de Seguros Lda, inscrite à la ASF avec le nº 423578365

Poupança no Minuto est une marque détenue par Financefy, S.A., intermédiaire de crédit lié, enregistré auprès de la Banque du Portugal sous le n° 0006860. Services autorisés : présentation ou proposition de contrats de crédit aux consommateurs. Assistance aux consommateurs, par la réalisation d'actes préparatoires ou d'autres travaux de gestion précontractuelle relatifs à des contrats de crédit qui n'ont pas été présentés ou proposés par elle. Prêteurs : Bankinter, S.A. - Succursale au Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Succursale au Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Succursale au Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Succursale au Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.