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Home Improvement Loan
Are you going to do construction work? How does the urban planning process work at city hall?

Are you going to do construction work? How does the urban planning process work at city hall?

Starting to tear down walls without consulting the legislation is a mistake that can result in embargoes and heavy fines. Find out which types of construction require council licenses and which renovations you can proceed with freely and immediately.

16 jul 2026 • 2 min


Works exempt from prior control.

If your goal is simply to update the interior of the house, we have good news for you. Works like conservation or those of little urban relevance do not require any permits or communication to the city council. This includes painting walls, replacing the floor, renewing plumbing and electricity, or installing a new kitchen and bathroom. As long as you do not alter the structure of the building or the height of the ceiling, you can proceed with the work without bureaucracy.

Works subject to Prior Communication

Previous communication is a faster process than the traditional license. It applies, for example, to renovations that affect the building facade (such as opening a larger window or closing a balcony in an unclassified area) or in previously approved urbanizations. In this format, you do not need to wait for the approval of the chamber to start work, just deliver the projects at the municipality counter, pay the fees, and comply with the legal notification deadlines.

Works subject to Mandatory Licensing

If your project involves heavy structural alterations, area extensions (such as building an annex or adding a floor), or modifications to a historically classified property, licensing is required and highly bureaucratic. You will need to hire an architect and engineers, submit the projects to the council, and wait for long months for the deliberation and issuance of the permit before even thinking about calling the contractor.

Does remodeling the house require a budget increase?

Do your work without liquidity worries. Evaluate the best option for you through the credit simulator of Poupança no Minuto and guarantee the lowest rates and swift approval for your project to start.

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